Lucky Bet Payment Methods - Deposits and Withdrawals 2026
Full Lucky Bet payment methods overview: Swedbank, SEB, Luminor, Citadele, Visa, Mastercard. Smart-ID authentication, KYC, limits.
Author: Elīna Ozola.
Lucky Bet works with all four major Latvian banks and accepts international cards. This section describes the methods, their speed, limits, and KYC requirements.
Available methods
| Method | Deposit | Withdrawal | Speed | Fee |
|---|---|---|---|---|
| Swedbank | Yes | Yes | Instant deposit, up to 24h withdrawal | None from operator |
| SEB | Yes | Yes | Instant deposit, up to 24h withdrawal | None from operator |
| Luminor | Yes | Yes | Instant deposit, up to 24h withdrawal | None from operator |
| Citadele | Yes | Yes | Instant deposit, up to 24h withdrawal | None from operator |
| Visa | Yes | Yes | Instant deposit, up to 3 days withdrawal | None from operator |
| Mastercard | Yes | Yes | Instant deposit, up to 3 days withdrawal | None from operator |
How to make a deposit
After registration and Smart-ID verification the account is ready to fund. Click the "Deposit" button in the account dashboard. Pick a method, enter the amount, and confirm.
- ✓Step 1: click "Deposit"
- ✓Step 2: pick a method (bank or card)
- ✓Step 3: enter the amount (from €5-€10)
- ✓Step 4: confirm in the Smart-ID or bank authentication window
- ✓Step 5: funds appear in the account within 1-2 seconds
How to make a withdrawal
Withdrawals are requested from the account dashboard. KYC verification is mandatory before the first withdrawal. For Smart-ID users it is automatic, manually registered users upload documents.
Withdrawals usually take up to 24 hours with Latvian banks and up to 3 days for Visa/Mastercard. The gap is technical, not down to the operator. Card processing runs through bank processors that add extra checks.
Deposit and withdrawal limits
Minimum deposit: €5-€10 depending on the method. Maximum deposit per transaction: usually €5,000, but it varies with player profile and KYC level. Large deposits may require extra documents.
Minimum withdrawal: €10. Maximum withdrawal per transaction: €10,000 at standard KYC level, higher with extended KYC. Monthly limit around €50,000, but VIP players can have higher.
Fees
Lucky Bet does not charge deposit or withdrawal fees. Fees can come from the payment service side (bank or card processor). Visa and Mastercard at some member-state banks apply a 1-2% gambling transaction fee.
Security
All payments run through SSL-encrypted connections. Bank authentication happens on the bank side; Lucky Bet does not receive internet bank login credentials. Card numbers are tokenised and not stored in full.
Frequently asked questions
Can I pay with PayPal?
No, PayPal is generally not supported by Latvia-regulated gambling operators.
Can a deposit be cancelled?
No, a deposit cannot be cancelled after confirmation. To return funds, submit a withdrawal request.
Can I withdraw to a different account?
No, withdrawals must use the same method and account used for the deposit. That is an AML requirement.